Nebraska Medicare Help
Nebraska Medicare Help From Someone Who Actually Picks Up the Phone
402 Medicare is an independent Medicare insurance agency based in Lincoln, helping people across all 93 Nebraska counties navigate Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans — at no cost to you.
Free help with:
- Medicare Advantage plan comparisons
- Medicare Supplement (Medigap) plans
- Part D prescription drug coverage
- Enrollment deadlines & Special Enrollment Periods
- Annual plan reviews so you're never overpaying
Who We Help
If any of this sounds like you, we should talk
- Turning 65 soon
- Leaving employer coverage
- New to Nebraska
- Reviewing plans during AEP
- Confused by mail from carriers
- Helping a parent or spouse
How We Help
Three ways to get unbiased Medicare guidance
Free Plan Comparison
We compare Medicare Advantage, Medigap, and Part D options from multiple carriers side by side, in plain English, so you can see what actually fits your doctors, prescriptions, and budget.
Enrollment Without the Guesswork
Medicare's enrollment windows and penalties trip up even careful people. We'll tell you exactly which window applies to you and what the deadline is.
A Real Person, Every Year
Plans change every year. We do annual reviews with our clients so you're not stuck on a plan that quietly got worse or stopped covering your medications.
Service Area
Based in Lincoln. Serving all of Nebraska.
From Lincoln and Omaha to Grand Island, Kearney, North Platte, and Scottsbluff, 402 Medicare works with Nebraskans statewide by phone, video call, or in person — wherever you're most comfortable.
FAQ
Quick answers
Does it cost anything to work with 402 Medicare?
No. Working with an independent Medicare agent is free. Insurance carriers pay licensed agents directly, and your monthly premium is the same whether you enroll through an agent or on your own.
What areas of Nebraska does 402 Medicare serve?
402 Medicare is based in Lincoln and serves all 93 Nebraska counties statewide, including Omaha, Grand Island, Kearney, North Platte, and Scottsbluff, by phone, video, or in person.
What's the difference between Medicare Advantage and Medigap?
Medicare Advantage bundles your hospital, medical, and usually drug coverage into one plan with a provider network and an annual out-of-pocket maximum. Medigap pairs with Original Medicare to cover gaps like coinsurance, and lets you see any provider who accepts Medicare nationwide, typically for a higher monthly premium. See the full comparison →
When can I enroll in Medicare?
Most people enroll during their 7-month Initial Enrollment Period around their 65th birthday. After that, the Annual Election Period (October 15 – December 7) lets anyone switch plans, and other windows apply in specific situations. See all deadlines →
Is 402 Medicare connected with Medicare.gov or the federal government?
No. 402 Medicare is an independent, privately owned insurance agency. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
Ready to make sense of your Medicare options?
Free, no-pressure consultation by phone, video, or in person.